The information in any materials we publish or make available, including this website or reports, has been formed using our research, knowledge and experience. It is for you to use in any way you think fit in the context of your own situation. We make no representations or warranties in regard to the contents of any materials provided in this publication and exclude all representations, conditions and warranties, express or implied arising by operation of law or otherwise, to the extent that these may be excluded by law.

We shall not be liable in contract, tort (including negligence) or otherwise for indirect, special, incidental, punitive, or consequential losses or damages, or loss of profits, revenue, goodwill or anticipated savings, or for any financial loss whatsoever, regardless of whether any such loss or damage would arise in the ordinary course of events or otherwise, or is reasonably foreseeable or is otherwise in the contemplation of the parties in connection with this publication. No liability is excluded to the extent such liability may not be excluded or limited by law. Nothing in this statement shall limit or exclude our liability for death or personal injury caused by our negligence.